What's The Maximum DTI You Can Have And Still Get Approved For A Mortgage?

When qualifying people for mortgages, banks typically look at how much debt a person has relative to their income. Called the debt-to-income ratio (DTI), this number should be—at maximum—43 percent, according to most experts. In some cases, however, you can have a DTI ratio much higher than that and still get approved for a mortgage. Here's more information about these exceptions. Exception #1 – High Credit Rating A good credit rating can open a lot of doors and allow access to a lot of opportunities, and qualifying for a mortgage while you have a high debt-to-income ratio is one of them.

3 Things To Look For When Choosing A Home In A Golf Community

If you love to golf and if you are the process of purchasing a home, then one thing that you might be looking for is a home that is located in a golf community. To help ensure that you are happy with the home and neighborhood that you choose, you should know that there are a few things that you should look for. These are some of the things that you will probably want to look at when choosing a home in a golf community.

A Few Things To Take Into Consideration When Looking For New Office Space To Lease

If your small business is outgrowing your current office space, you'll want to start looking for a new place a few months before your current lease is up. This gives you plenty of time to scout out a new location and settle on terms of a new lease. Finding a new place for your business takes a lot of thought because you want a place that is convenient and safe for your employees and clients as well as a place that is good value for your money.

Looking At Homes For Sale? Consider A Few Benefits Of A Multi-Story House

When you begin the process of buying a home, you will find out how exciting it is to look at so many homes and realize that you can pick one from a vast number of options. This means you do not have to worry about putting an offer on a home that you only think is satisfactory. If you are open to many homes as long as they meet a few basic needs, you should consider a few of the major benefits that come from purchasing a home with multiple stories.

Helpful Real Estate Advice When Putting Your Home On The Market

After living in a home for decades, you may feel like it's time to move. Putting your house on the market may seem like a difficult endeavor, though. It doesn't have to be if you consider this real estate advice.  Price Your Home Correctly Perhaps one of the most difficult steps of selling a house is coming up with the right asking price. You want to make as much money as possible, but you don't want to shoot too high to where you offend every potential buyer that shows interest.